If you have a car insurance policy with 1st Central and you want to cancel it, you might be wondering how to do it and what are the costs involved. In this blog post, we will explain everything you need to know about cancelling your 1st Central insurance policy.
Why would you want to cancel your 1st Central insurance policy?
There are many reasons why you might want to cancel your car insurance policy with 1st Central, such as:
– You have sold your car or no longer need it
– You have found a cheaper or better deal with another provider
– You are unhappy with the service or cover provided by 1st Central
– You have moved to a different country or area where 1st Central does not operate
– You have changed your personal or vehicle details and 1st Central cannot accommodate them
Whatever your reason, you have the right to cancel your policy at any time, but you should be aware of the cancellation fees and charges that may apply.
Can You Cancel 1st Central Insurance Within 14 Days?
Yes, you can cancel your 1st Central Insurance Policy at any time. But, if you cancel within the first 14 days of purchasing it, then you will be entitled to a full refund after canceling the insurance.
How To Cancel 1st Central Insurance Online?
As your 1st Central Insurance works on an auto-renew system, means your insurance renews automatically for your new billing term. So, to cancel your insurance, you need to turn off its auto-renew option from your 1st Central Account. Make sure that you can cancel your insurance policy before 30 days of your new billing cycle.
Steps to cancel online include- Go to 1st Central Website> Log in to Your Account> Search for the Auto-Renew Option> Click on it and disable the auto-renew option> Your insurance will stop auto-renewing itself.
How To Cancel 1st Central Insurance Over The Phone?
If you are facing any technical issues while canceling your insurance online, then the other way to cancel your 1st Central Insurance is by talking directly to one of their customer service team members and asking for their help in cancelation.
Follow these simple steps to ensure a smooth insurance cancelation over the phone-
- Connect with their customer service team by making a call at 1st Central Contact Number at 0333 043 2055
- Wait for their team member to connect with you on call. It will take some time.
- When you got connected, then clearly tell them you want to cancel your insurance.
- They will ask you the reason for canceling the policy. You can tell them the reason if you want to.
- Provide them with your insurance policy details and proceed further with the cancelation steps.
- After verifying your identity and reviewing your insurance policy, their team member will end your insurance coverage.
How To Cancel 1st Central Insurance Policy Via Web Chat?
You can also contact their customer service team via web chat service if you don’t want to connect with them over a phone call.
Just go to their Help Page> Tap the Web Chat option from the bottom right side> Click on the Start Chat button> Start your chat by typing your question first.
1st Central Customer Service Opening Hours:
Monday to Friday: 8 am to 8 pm
Saturday: 9 am to 5 pm
Sunday: 10 am to 2 pm
Bank Holidays: 10 am to 4 pm.
How Much Do You Charge If I Cancel My 1st Central Insurance Policy?
You have to pay some amount of cancellation fee for canceling or making changes to your 1st Central Insurance Policy. If you cancel your insurance after 14 days of your policy start date, then a cancelation fee of $50 is applied for cancelation.
Fees For Making Changes To Your Policy
- Make an online change: $25
- Make a change via phone call or chat: $30
Frequently Asked Questions
Will I Get A Refund If I Cancel My 1st Central Car Insurance?
If you cancel your 1st Central Insurance within 14 days of your policy start, then you will get a pro-rata refund, which means you will only be charged for that amount of time, they will serve you without paying any cancelation fee.
If you cancel your 1st Central Insurance after 14 days, then you will also receive a pro-rata refund and you also have to pay a certain amount of cancelation fee.
How Do I Contact The 1st Central Customer Service Team?
You can access its Web Chat feature from the 1st Central Website to get their help in all kinds of services.
Contact Details of their team related to different services are-
Customer Service: 0333 043 2066
Sales: 0333 043 2044
Renewals: 0333 043 2055
New Claims: 0333 043 2011
Existing Claim: 0333 043 2022 or claims@1stcentral.co.uk
Installment Enquiries: 0333 043 2088
Conclusion
Cancelling your 1st Central insurance policy is easy and straightforward, but you should be aware of the cancellation fees and charges that may apply. You can cancel your policy online or by phone, but you might want to consider some alternatives that could save you money or suit your needs better, such as switching to another provider, changing your cover level, or adding or removing drivers.
We hope this blog post has helped you understand how to cancel your 1st Central insurance policy and what are the options available to you. If you have any questions or feedback, please let us know in the comments below.
