If you have an Esure car insurance policy and you want to cancel it, you may be wondering how to do it and what are the costs involved. In this blog post, we will explain how to cancel Esure car insurance, what are the cancellation fees, and how to get a refund.
Why cancel Esure car insurance?
There are many reasons why you may want to cancel your Esure car insurance policy. For example, you may have found a cheaper or better deal with another provider, you may have sold your car or stopped driving, or you may be unhappy with the service or coverage of Esure.
Whatever your reason, you have the right to cancel your Esure car insurance policy at any time. However, there are some conditions and fees that apply depending on when and how you cancel.
How to cancel Esure car insurance?
The easiest way to cancel your Esure car insurance policy is to contact the customer service department by phone. You can call them on **0345 606 1374** from Monday to Friday, 8am to 8pm, Saturday 9am to 5pm, and Sunday 9am to 2pm .
When you call, you will need to provide your **account number** and **policy number**, which you can find on your policy documents or online account. You will also need to provide some personal details to verify your identity.
You can also cancel your Esure car insurance policy by writing a letter to the following address:
19 Cadogan Street
In your letter, you should include your **name**, **address**, **account number**, **policy number**, and **the date you want to cancel**. You should also sign the letter and send it by recorded delivery.
You cannot cancel your Esure car insurance policy online or by email.
What are the cancellation fees for Esure car Insurance?
The cancellation fees for Esure car insurance depend on when you cancel your policy. If you cancel within the first 14 days of taking out the policy or receiving your policy documents (whichever is later), you will only have to pay a **£26 administration fee** .
If you cancel after the first 14 days, you will have to pay a **£60 cancellation fee** plus a pro-rata charge for the time you were covered . For example, if you cancel after six months of a 12-month policy, you will have to pay half of the annual premium plus £60.
If you have paid your annual premium in full and cancel after the first 14 days, you may be entitled to a refund of the unused portion of your premium minus the cancellation fee and any other charges .
If you have paid your premium in monthly instalments and cancel after the first 14 days, you may still owe some money to Esure depending on how much you have paid and how much time is left on your policy . You will also have to pay the cancellation fee and any other charges.
How to get a refund from Esure Car Insurance Policy?
If you are eligible for a refund after cancelling your Esure car insurance policy, it will be processed within 30 days of receiving your cancellation request. The refund will be issued to the same payment method that you used to pay for your policy.
If you have any questions or issues regarding your refund, you can contact Esure customer service on **0345 606 1374** or write a letter to the address above.
How To Contact Esure Customer Service?
If you want assistance from their team, then you can contact their customer service team on a phone call and get help from them.
You can go to the Esure Contact Us Page where you will get different sections for your help. Click on the section in which you want help. At the bottom of the Contact Page, you will get “Chat Bot” and “In an Emergency” options. Tap on the Orange “Need Help” button from the bottom to start a live chat with their team and get help via chatting.
Click on the Need Further Help section to get the contact details of their team related to different departments.
Cancelling your Esure car insurance policy is not difficult, but it may involve some fees and charges depending on when and how you cancel. You should always read the terms and conditions of your policy carefully before cancelling and compare other options before making a decision.
We hope this blog post has helped you understand how to cancel Esure car insurance and what are the costs involved. If you have any feedback or suggestions for us, please let us know in the comments below.