If you have a Primerica life insurance policy and you want to cancel it, you might be wondering how to do it. Primerica is a financial services company that sells various products, including term life insurance. However, some people may find that their policy does not meet their needs or expectations, or they may want to switch to a different provider. In this blog post, we will explain how to cancel Primerica life insurance in a few simple steps.
Is Primerica Life Insurance Worth It?
Primerica offers financial services and term life insurance that can be a bit more than average for some. It can be a good option if you are looking for services that provide standard term-life insurance, but might not be that good for average premiums. The maximum death benefit provided with the Term Now policy of Primerica can be around $300,000. The term length of Primerica Life Insurance policy range from 10 years to 35 years. However, the term length options available for you are based on your age.
Some of these term policies may increase their premium after some time, resulting in the customers paying the extra cost for that. Also, it may lead to the end of your coverage if you are unable to pay the extra amount. Renewing your insurance policy is easier and sometimes you may not even require another new health examination report till the specified age. Primerica does talk about affordable rates but compared with a few of the competitors, one can find out that the rates here are a bit costly.
How Can I Cancel My Primerica Life Insurance?
It is easy to cancel your life insurance with Primerica where you can cancel it manually by visiting their official website or by contacting their Support department.
Cancel Primerica Life Insurance Online
1. If you wish to cancel your life insurance yourself then you must first go to the Primerica Official Website.
2. Provide your credentials and Sign In to your Primerica account.
3. You can now navigate to the My Account section on the screen page to proceed with the cancellation.
4. Choose your Primerica Life Insurance plan that you want to terminate from the Service Selection option.
5. Now hit the Cancel option and confirm your insurance cancellation.
Cancel Primerica Life Insurance On Phone
1. The members can also dial their Customer Service number to cancel Primerica Life Insurance.
2. Dial the support numbers 1-800-257-4725 or 1-888-737-2255 and you will be connected to one of their agents.
3. Request them to cancel your Life Insurance and provide them with the required personal and policy details.
4. Do remember to request them to send you a cancellation confirmation message when they are done.
Cancel Primerica Life Insurance-FAQs
Can I Cancel My Primerica Life Insurance And Get Money Back?
Life Insurance Companies rarely provide refunds to customers and it’s the same with Primerica. The members may request a refund for their monthly POL fee by contacting them on their help number 1-888-737-2255 or sending an email to pol_billing@primerica.com. Other than these specified situations, no refunds would be provided by Primerica.
How To Cancel Primerica Roth IRA?
You can easily cancel your Primerica Roth IRA insurance by contacting their Customer Service department. Dial their help number 888-737-2255 and speak to an agent there regarding your policy cancellation. Provide them with your policy number and other required details and ask them to send you a confirmation message when done.
How Can I Contact Primerica Customer Service?
For your fund or account information, you can dial their Customer Support number 1-800-544-5445 and you will be connected to their agents. For your insurance cancellation or related queries, you can contact them on their Help numbers 1-800-257-4725 or 1-888-737-2255. You can visit the official website of Primerica Life Insurance to get more contact details.
Shop for a new life insurance policy
Once you have canceled your Primerica life insurance policy, you may want to shop for a new life insurance policy that meets your needs and goals better. You can use online tools and calculators to compare different policies and providers. You can also consult with an independent agent or broker who can help you find the best option for you.
Life insurance is an important financial product that can protect your family and loved ones in case of your death. However, not all policies are created equal, and you may find that your Primerica policy is not the best fit for you. By following these steps, you can cancel your Primerica life insurance policy easily and quickly.
